Healthcare Plans
Recommended Plans
Find the right healthcare plan for your company. Use the interactive tool below to explore options based on your priorities.
Healthcare Plans
76
Fully Customized Health Plan
High-end corporate-sponsored health plan with no referral requirement.
Companies prioritizing employee well-being and top-tier benefits.
CostHigh
FlexibilityHigh
CustomizationHigh
Waiting TimeHigh
PredictabilityHigh
5
SME Health Plan
No-referral corporate health plan designed for growing companies.
Private SMEs investing in workforce benefits.
CostHigh
FlexibilityHigh
CustomizationModerate
Waiting TimeModerate
PredictabilityHigh
4
Managed Care
Referral-based model with moderate flexibility and cost control.
Cost-conscious companies familiar with structured healthcare systems.
CostModerate
FlexibilityModerate
CustomizationModerate
Waiting TimeModerate
PredictabilityHigh
3
BPJS Top Up
Supplement national health insurance with additional employer benefits.
Companies upgrading from national coverage.
CostModerate
FlexibilityLow
CustomizationModerate
Waiting TimeLow
PredictabilityHigh
2
Telemedicine-First Plan
Employer-sponsored plan using telemedicine as first entry point.
Tech-savvy and younger workforce.
CostLow
FlexibilityLow
CustomizationLow
Waiting TimeLow
PredictabilityHigh
7
Administrative Services Only (ASO)
Fully employer-designed health plan. Maximum flexibility with financial risk retained by employer.
Companies with strong financial capacity and internal benefits management.
CostHigh
FlexibilityHigh
CustomizationHigh
Waiting TimeHigh
PredictabilityLow
1
National Health Insurance (BPJS)
Mandatory national health insurance with referral-based system.
All employers (legal requirement).
CostLow
FlexibilityLow
CustomizationLow
Waiting TimeLow
PredictabilityHigh