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Insights for Employer Health Programs

Regulatory updates, operational guidance, and market analysis for HR leaders and finance teams managing corporate healthcare plans across Asia.

Latest Articles

RegulatoryTrending

OJK Circular Letter SEOJK 7/2025: Mandatory Co-Payment and New Standards for Employer Health Insurance

OJK issued Circular Letter No. 7/SEOJK.05/2025 on 19 May 2025, introducing mandatory co-payment schemes, stricter insurer eligibility, and new operational obligations for employer-sponsored health insurance. Effective 1 January 2026.

20 Jun 20257 min
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Plan DesignTrending

Referral vs Open-Access Plans: What the Research Shows

Comparing the cost, utilization, and employee experience evidence across referral-based and open-access plan structures in employer health programs.

12 Feb 20268 min
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ClaimsTrending

Reducing Claims Leakage Through Structured TPA Governance

Practical frameworks for employers to monitor TPA performance, detect billing anomalies, and enforce claims discipline without disrupting employee experience.

5 Feb 20267 min
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HR Operations

HR Health Benefits Onboarding Checklist for 2026

A step-by-step guide for HR teams managing employee enrollment, e-card distribution, provider communication, and benefits orientation.

28 Jan 20265 min
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Risk ManagementTrending

ASO Plans: Understanding Risk Retention for Mid-Size Employers

When does self-funded administration make financial sense? An overview of ASO plan structures, risk transfer mechanisms, and governance requirements.

22 Jan 20269 min
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Market Insights

Corporate Health Spend Trends Across Southeast Asia

An overview of employer health expenditure patterns in Indonesia, Vietnam, Thailand, and the Philippines, based on published industry reports.

15 Jan 202610 min
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